Health insurance and its role in achieving the principle of social solidarity (a case study at Diyala University)

Abstract

Abstract :

     The research aims at clarifying the focal and significant role of health insurance in achieving social solidarity during the economic crisis in Iraq. Insurance activities acquire significant place in modern social and economic life as they are among the principal factors of economic system and major part of the life of individuals and institution . The significance of this paper stems from the fact that it tackles an important service sector of great reflections on human life i.e., health insurance sector. As regarding psychological side, health insurance restricts fear resulting from job loss due to sickness or disability .In terms of economic side, losing one's job leads him to deprivation and proverty . Moreover, despite the enormous significance of health services in improvement, health insurance sector is still suffering from lots of difficulties, especially in the developing countries as Iraq.

Therefore, this paper aims at highlighting the important role played by health insurance in achieving social solidarity via implementing spirit of repose among individual of the same institution and the whole society during the current economic crisis in Iraq. The paper is divided into three main sections; the first comprises the concept and aims of health  insurance, the second includes the basic ingredients of health insurance system, while the third section is attributed to clarify the role of health insurance in achieving social solidarity among University of Diyala personnel . The paper ends up with a group of conclusions and recommendations.